It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.
Are you aware of this and are here to know whether Esure is the right company to go on holidays with?
In this definitive Esure review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!
Who are Esure Travel Insurance
Esure was founded in 2000 by Chairman, Peter Wood, to offer competitive insurance cover by using the Internet as a primary sales channel. Mr Wood pioneered the direct selling of insurance over the telephone back in 1985, when he launched Direct Line. Esure Travel Insurance is sold and administered by Hood Travel Ltd. The main sections of the travel insurance are administered in the UK by Allianz Global Assistance and underwritten by AWP P&C SA.
Esure began trading on the London Stock Exchange as Esure Plc in 2013. By March 2015 GoCompare had become part of the group. Now providing a choice of three cover levels, Essential, Classic or Extra, Esure have a policy to suit everyone and you can save up to 20% buy buying online.
Is Esure the best travel insurance for you?
Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.
At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into Esure travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
Esure travel insurance reviews by expert and consumers
To check if Esure is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.
What does Esure travel insurance cover?
Esure travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.
Esure’s Travel Insurance Policies are available for families and couples.
Esure single-trip and annual multi-trip travel insurances
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Esure:
Esure winter sports travel insurance
The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.
The Winter Sports Cover is available as an additional cover and comes with the following benefits:
- Up to £1,000 if your winter sports equipment is lost, stolen or damaged
- Up to £500 if your winter sport equipment is delayed
- Up to £500 if you are unable to use your ski pack
- Up to £1,000 if the piste is closed.
What are the other travel insurance options available at Esure?
Travel insurance options at Esure
Esure golf cover
The Esure offers Golf Cover as an additional cover and it comes with the following:
- Up to £1,500 for loss, theft or damage to golf equipmemt and clothes provided that it doesn’t exceed £300 per item or article
- Up to £500 to hire golf equipment (£100 per 24 hours) if your golf equipment is temporarily lost
- Up to £250 if you are unable to play golf
- Up to £75 if you get a hole in one.
Esure business cover
The Esure offers a Business Extension cover and it comes with the following benefits:
- Up to £2,000 if your business equipment lost or stolen
- Up to £1,000 if you are unable to start or proceed with your business trip
- Up to £500 if your business equipment delayed
- Up to £500 if your business cash lost or stolen.
Esure cruise cover
A Cruise Extension Cover is available at Esure Insurance and it comes with the following benefits:
- Up to £1,000 if you miss your sailing
- Up to £500 if you cannot go on a shore excursion
- Up to £1,000 if the ship’s itinery changes
- Up to £1,000 if your formal cruise attire lost or stolen
- Up to £1,000 if you end up confined to your cabin.
Esure gadget cover
Esure’s Gadget Insurance arranged and administered by Taurus Insurance Services Limited and underwritten by AmTrust Europe Limited. It comes with the following benefits:
- Up to £1,000 for theft, malicious damage, loss or accidental damage subject to a deductible of £175
- Up to £500 for a single item, pair or set subject to a deductible of £175
- Up to £1,000 for unauthorised usage of gadget.
Esure other extras
Wedding Cover is available at Esure Insurance and comes with the following benefits:
- Up to £500 if wedding rings lost or stolen
- Up to £1,000 if wedding gifts lost or stolen
- Up to £2,000 if wedding attire lost, stolen or damaged
- Up to £500 if wedding photos stolen or lost.
How much is Esure travel insurance?
You’ll find below indicative quotes per level of cover at Esure:
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Esure:
It is, however, quite difficult to give precise price ranges as Esure travel insurance policy quotes will depend on a range of factors such as:
- Your age at the time of travelling
- The length of your stay
- Your trip destination (Europe, North America, Worldwide)
- The period you wish to covered for (single trip, annual multi-trip, extension)
- If you need specific insurance (cruise, ski, backpackers, gadget cover)
- Your medical condition before travelling
- Who is travelling with you (on your own, as a couple, as a family).
Can I get travel insurance discounts or promo codes at Esure?
Yes, you can get up to 20% discount if you sign up with them online.
Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at Esure.
What else should I know about Esure travel insurance?
What are the general exclusions at Esure travel insurance?
Your insurance cover will only be valid provided that you and everyone mentioned in the policy schedule:
- Is a resident of the UK, the Channel Islands or BFPO and not spent more than 6 months abroad during the 12 months prior to purchasing the policy
- Is not already abroad when the cover starts
- Is not taking a trip within the UK, Channel Islands or BFPO
- Will be traveling during the period of insurance unless you have agreed otherwise with the insurer
- Is not traveling against the advice of your doctor or medical professional such as a dentist
- Is not traveling specifically to get medical treatment abroad or is aware of the need to get any medical treatment
- Is not traveling to an area which the FCO advises against
- Anyone aged 17 years or younger should be traveling with at least one of the named adults in the policy schedule.
How do I get travel insurance quote from Esure?
Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If Esure the right one for you, then just click on get quote. You’ll be automatically directed through the company’s sale channel.
How do I log in to Esure website?
Through the Homepage, click on Log In to access the customer portal which will lead you to this page
To log in, you just need to enter your email and password and click ‘Log In’
Once in, you can easily make changes to your policy, request documents as well as view your policy documents and print them.
How to claim at Esure travel insurance?
There are 3 ways to make a claim: by email, phone or by downloading the claims form and sending it by mail.
How to claim on Esure travel insurance?
How do I contact Esure travel insurance?
Esure contact phone numbers
Esure other contact details
How to cancel your annual Esure travel insurance policy?
You will find below main information to cancel your travel insurance policy at Esure:
How to cancel Esure travel insurance?
Cancellation fees during cooling off period of 14 days
- £0
Cancellation fees outside cooling off period
- for single trip: 50% of premium refund
- for multi trip: 5% of monthly premium refund
Cancel by phone
- 0345 600 3950
Our opinion on Esure travel insurance
Esure founded in the year 2000 by Sir Peter Wood. The insurance company provides Car, Home and Travel Insurance.
For Travel, they provide Single Trip Policy and Annual Multi Trip Policy as the main covers. Optional additional covers available are Golf, Gadget, Cruise, Wedding and Business Covers.
Due to the above average customer satisfaction rate on Trust Pilot and a 5 star rating on Defaqto, and their competitive prices, we would highly recommend acquiring a travel insurance cover from Esure. However, due to their upper age limit, we would not advise anyone over the age of 65 to sign up with them due to the limitations put in place for people over that age.
